$125 /month
+$50 setup fee
3-Bureau Credit Report Analysis
Experian, Equifax & TransUnion Disputes
Monthly Report Reviews
Additional Dispute Rounds When Appropriate
Creditor/Furnisher Disputes When Appropriate
Dispute Follow-Ups
Credit Rebuilding Guidance
Team Support
Typical Process: 3–6 Months
$599
one program price
3-Bureau Credit Report Analysis
Experian, Equifax & TransUnion Disputes
Monthly Report Reviews
Multiple Dispute Rounds When Appropriate
Creditor/Furnisher Disputes When Appropriate
Monthly Progress Review
Credit Rebuilding Guidance
Team Support
Typical Process: 3–6 Months
$1,000
Everything Included in Monthly Credit Repair
Personalized Credit-Building Strategy
Monthly Credit Profile Review
Funding Readiness Assessment
Personal & Business Funding Guidance
Utilization & Account-Building Strategy
Monthly Progress & Strategy Adjustments
Application Timing & Strategy
Work Directly With Mike
2 Private 1-on-1 Calls Per Month
Priority Direct Messaging Support
$199
Review of Experian, Equifax & TransUnion inquiries
Identify inquiries the client states are unauthorized or inaccurately reported
Disputes/requests directed to appropriate bureaus or furnishers when applicable
Follow-Up on Responses
Updated Report Review
Cash Flow Credit helps you understand your credit report, identify potential reporting errors, and learn practical habits that support your credit goals. We explain your options in plain language so you can make informed decisions about your next steps.
A credit dispute is a request to investigate information on your credit report that you believe is incorrect or incomplete. For example, your report might show an account that is not yours or a payment incorrectly marked late. You can submit disputes yourself for free to the credit reporting companies and the company that provided the information. CFPB guidance
No. Accurate negative information generally cannot be removed simply because it affects your credit. Incorrect, incomplete, or unverifiable information may require correction or removal following an investigation. We do not guarantee deletions or a specific credit score. CFPB explanation
Every credit situation is different. Timing depends on the information involved, the supporting documents available, and responses from the companies reviewing any disputes. There is no guaranteed timeline for a score change. During your consultation, we can discuss what the process may involve for your situation.
During your free 15-minute consultation, we’ll discuss your credit concerns, the goals you’re working toward, and how our services may help. You’ll have time to ask questions and understand the next steps before deciding whether to move forward.


